Security
Built like a bank. Private like a vault.
Your data is encrypted end to end, your deposits are protected, and Copilot only ever suggests. Nothing moves without your approval.
256-bit AES encryption
At rest and in transit, always.
SOC 2 Type II
Audited every year by third parties.
FDIC insured
Up to $250,000 via partner banks.
Read-only by default
We never sell or share your data.
Protection is on
Last security check 2 minutes ago
FAQ
Questions, answered.
Can’t find what you’re looking for? Our team replies in under five minutes, every day of the week.
Is my money safe with Kioro?
Yes. Deposits are held with FDIC-insured partner banks up to $250,000, all data is encrypted with 256-bit AES, and Kioro never sells your data.
How does the AI Copilot work?
Copilot analyzes your transactions to spot patterns, forecast cash flow and suggest actions in plain language. It only suggests, and you approve every move.
What does Kioro cost?
The Personal plan is free forever. Kioro Plus is $8 per month and adds unlimited automations, virtual cards and priority support.
Which banks can I connect?
Over 12,000 banks, credit unions, cards and brokerages across the US, UK and EU, all through secure read-only connections.
Can I cancel anytime?
Yes. Cancel in two taps from settings. No fees, no phone calls, and you can export all of your data whenever you like.
Free forever plan
Join 2.4 million people who spend less time managing money and more time enjoying it. Setup takes two minutes.